Developer CEL Development

CEL Development Pte Ltd is a wholly owned subsidiary of Chip Eng Seng Corporation Ltd, a public listed company in Singapore since 1999.

Spearheading the Group’s portfolio in property development and investments, CEL has over the years established herself as one of the industry’s fastest rising name. With development projects and investment interests in Singapore, Australia and Vietnam, CEL Development Pte Ltd has established impressive growth in the recent years.

Being a dynamic organization, we’ve built our success on the foundations of solid ethical practices and quality standards supported by our vast expertise in the areas of construction, property development and property investment.

With a strong synthesis of youth and experience in our ranks, we are able to leverage on these expertise as a group to continually push benchmarks in construction and quality, much akin to our corporate vision.

And with our valued standard practices and dynamic approach, we strive to deliver our promise of quality homes for today and tomorrow.

CEL’s Vision: “To be a leading multi-discipline property development company of choice, one is synonymous with creating quality homes with outstanding build quality and investment value, thereby creating sustainable value to its shareholders and customers and being a socially responsible corporate organization”.

 

Junction Nine Residences @ Yishun

JunctionNine Residences – First Mixed Development within Close Proximity to Yishun MRT– Yishun Ave 9

Reside in a haven where you can enjoy the finest of both worlds, Nine Residences is a mixed development new launch at Yishun where it is built with both residential and 2 storey of commercial/retail units which is also named Junction 9. Junction nine will have F&B, Retail Shops and more, and so you will be thrilled to be able to stay in one of the residential units of 9 Residences.

Junction Nine Residences Facts

Location :	Yishun Ave 9
Developer :	CEL
Tenure :	99 Yrs Leasehold
Site area :	95350 sf
T.O.P. :	20 June 2017
Number of Units	Residential 186 Units 189 Carparks 3 Handicapped Commercial 146 units 129 Shops 17 Restaurant 93 Carparks 2 Handicapped 41 Motorcycles
Related Information(Facilities):	a. 50m Lap Pool b. Gym c. GreenHaus -Bistro with Kitchenette -Waterfall Breeze -Serenity Corner d. Settees e. PLAY Scape f. Aquatic Gym g. PLAY Splash h. PLAY Lagoon i. Jacuzzi Island j. BBQ Piazza k. Grand Piazza -Function Hall -Theatre Enclave -Onsen -Steam Room -Laudrette -Male & Female Changing Rooms -Party Deck l. Cradling Pavilion m. Hammock Island n. Floating Cabana o. Jacuzzi Garden p. Jet Spa q. Sunken Lounge r. Sun Deck s. Fitness Nook t. Yoga Deck u. Tea Orchard v. Jogging Track
Buyer's eligibility :	Locals, Foreigners.

Huge First Movers Advantage

Junction Nine Residence is one of the rare development found within the vicinity around the area. Be sure be the first few owners to make use of this first movers advantage to stay at a luxury living in the vicinity or operate around the vicinity.

Yishun MRT within Distance

Nine Residences, Junction Nine is a mixed residential cum commercial development with a short walking distance to the Yishun MRT station.

Good Investment Opportunity Amist all the Cooling Measure

It is the Right Time ! 

Investment in Commercial Properties is not affected by the Government 's recent regulations ( as in Residential Sector). There is no Additional Buyer Stamp Duty as well as loan restrictions. Residential and Industrial Investors as well as Foreign Investors are all looking for investment in commercial sectors.

It makes commercial properties becoming limited in supply.

Own this 99 years leasehold Residential/Commercial Property which is next close to Yishun MRT. Don’t miss out this opportunity.

SMS 'J9’ & YOUR NAME TO (+65) 91259978 (Alvin Tay) for MORE INFO & TO BECOME OUR VVIP Preview CUSTOMER.

Hotline: (+65) 91259978

Why Junction Nine Residences?

• Reputable Develper CEL Development
• Rare Mixed Development in the vicinity of a mature town
• Shopping Mall @ Doorstep
• 7 mins walk to Yishun MRT Station
• 7 mins walk to North Point Shopping Mall & Yishun 10
• Within 1km to Reputable School
• Huge pool of tenants and shopping traffics
• Mins drive to Seletar Aerospace
• Plenty of Eateries and Amenities in the surrounding
• High upside potential
• High Rental Yield and  Demand in Yishun

Location and Accessibility

With Yishun MRT, you can practically access to any part of Singapore easily.

Superb Site

Junction Nine Residences has countless amenities surrounding it, plenty of schools for the children to study in it and number of private residential around the vicinity.

Unit Mix:

Residential

1 BR : 4 units (46 sqm)
1 BR + Study : 26 units (51 sqm – 53 sqm)
2-Bedroom : 22 units (65 sqm)
2 BR + Study : 44 units (66 sqm)
3-Bedroom : 51 units (85 sqm – 93 sqm)
4-Bedroom : 22 units (109 sqm)
5-Bedroom : 11 units (126 sqm – 127 sqm)
Strata Terrace Units : 6 units (144 sqm)

Commercial

Shops -1^st Storey 161-721 sf (72 Units)

              2^nd Storey 118-1044 sf (57 Units)

Restaurants-1^st Storey 592 -1130 sf (12 Units)

                        2^nd Storey 1346-4198 sf (5 Units)

Prior to the public launch, you are invited to an exclusive Pre-launch booking session. Register your interest with ALVIN TAY to participate in the pre-launch viewing to secure choice units at the lowest VVIP Preview prices before the official launch date.

               

SMS or call ALVIN TAY (+65)91259978 now to enjoy your VVIP Preview perks & secure your

unit!

Appointed Marketing Agency

We look forward to helping you find your dream unit. Act NOW and contact me!

Contact : Alvin Tay

Mobile : (+65) 91259978 (call or SMS)

Email : alvintaykongwei@gmail.com

Register for VVIP Preview or Viewing Now, or contact me for the floor plans

SMS 'J9' & YOUR NAME TO (+65) 91259978 (Alvin Tay) for MORE INFO & TO BECOME OUR VVIP Preview CUSTOMER.

Hotline: (+65) 91259978

***For Latest updates check up here

Disclaimer: The information provided is subject to changes as may be required by the authority or developer and it cannot be used to form art of the offer and/or contract. All information provided have been treated with care and developer and/or marketing agent should not be liable for any inaccuracy.

Language - Total Debt Servicing Ratio

The Monetary Authority of Singapore (MAS) has introduced “Total Debt Servicing Ratio” (TDSR) framework for all property loans granted by financial institutions (FIs) to individuals on 28 June 2013.  This will require the FIs to take into consideration borrowers’ other outstanding debt obligations when granting property loans and will help strengthen credit underwriting practices by FIs and encourage financial prudence among borrowers.

The TDSR will apply to loans for the purchase of all types of property, loans secured on property, and the re-financing of all such loans.

The methodology for computing the TDSR will be standardised.  FIs will be required to:

-take into account the monthly repayment for the property loan that the borrower is applying for plus the monthly repayments on all other outstanding property and non-property debt obligations of the borrower;

-apply a specified medium-term interest rate (3.5% for housing loans and 4.5% for non-residential property loans) or the prevailing market interest rate, whichever is higher, to the property loan that the borrower is applying for when calculating the TDSR.

-apply a haircut of at least 30% to all variable income (e.g. bonuses) and rental income; and

- MAS will require borrowers named on a property loan to be the mortgagors of the residential property for which the loan is taken;“guarantors” who are standing guarantee for borrowers otherwise assessed by the FI at the point of application for the housing loan not to meet the TDSR threshold for a property loan to be brought in as co-borrowers; and in the case of joint borrowers, that FIs use the income-weighted average age of borrowers when applying the rules on loan tenure.

MAS expects any property loan extended by the FI to not exceed a TDSR threshold of 60% and will regard any property loan in excess of a 60% TDSR to be imprudent. MAS will monitor and review the 60% threshold over time, with a view to further encouraging financial prudence.    

  

The new rules will take effect from 29 June 2013.

Let looks at the following case:

Looking to buy a condo for the first time.

Interest Rate
1st Year	3M SIBOR +	0.95%	Purchase Price:	$1,000,000
2nd Year	3M SIBOR +	0.95%	80% Loan Amount:	$800,000
3rd Year	3M SIBOR +	0.95%	Loan Period/Yr:	30
4th Year	3M SIBOR +	0.95%	SIBOR:	0.38%

Repayment Details
		Principal + Interest Per month
Year	Interest Rate	Description	Principal	Interest	Total
1st Year :	1.330%	$P1 + $I1	$1,810	$886	$2,696
2nd Year:	1.330%	$P2 + $I2	$1,810	$886	$2,696
3rd Year:	1.230%	$P3 + $I3	$1,838	$820	$2,658
4th Year Onward:	1.230%	$P4 + $I4	$1,838	$820	$2,658

Let’s say the buyer commitment is $2658 per month upon the 4^th year of the loan disbursement. If we were to assume that this purchaser has a car loan and credit card of $1,400 per month and an income of $10,000 per month. The TDSR is 41%.

If the property industry become even more challenged with an interest rate hike, then the possibility of a property default increases.

If interest Increases by :	1%	2%	3%	4%	5%
Interest Rate on Year 5:	2.230%	3.230%	4.230%	5.230%	6.230%
Monthly Installment	$3049	$3472	$3926	$4407	$4915
Other Total Liabilities	1400	1400	1400	1400	1400
Total Recognized income	10000	10000	10000	10000	10000
Debt Serving Ratio(DSR)	45%	49%	54%	59%	N/A

It is not impossible for an interest rate environment of five percent to return, but do not wait for it to happen. Learn to plan for this and start looking at controlling your liabilities. For instances, reduces your card loan or spent lesser from credit card.

  

Why choose to invest in Bangkok?

 Bangkok Thailand Property Talk has been extended for another two session due to the overwhelming response. It will be held on 21th & 29th September 2013 in Huttons International Office.

With the current cooling measures in place in Singapore, are you keen to invest in properties in Bangkok Thailand?

If so, catered towards Singaporeans looking for properties across the straits, BTPT enables Singaporeans to gain better insight on the latest market trends, preview the latest project and developments from top developers and engage in close-up communication with industry experts.

Why Visit Our Talk

-Preview Upcoming Properties Across Bangkok Thailand

-Gain Expert Insights via the Talk

-Engage in face to face discussions with real estate agent and investors

-Learn About Fee involved in buying Bangkok Thailand Properties.

Why Bangkok Properties

-Minimal Foreign Ownership Restrictions

-High ROI Potential on Projects.

-Low Quantum Investment.

-Deferred Payment Scheme.

Details

Session 1 : 21/9 (Sat) , 3-5pm

Session 2 : 29/9 (Sun) , 2-4pm

Location: Incity Lofts, 700 Beach Road #08-02 S(199598)

Cost : Free

SMS 'Talk2’ & Your NAME & Date To (+65) 91259978 (Alvin Tay) for reservation of a Sit. Limited Sit Available.

Iskandar : Where and What to Invest In!

Due to the overwhelming response, there will be another Malaysia Property Talk on 18th September 2013. It will be held in Huttons International Office.

With the current cooling measures in place in Singapore, are you keen to invest in properties in Iskandar Malaysia?

If so, catered towards Singaporeans looking for properties across the straits, MPT enables Singaporeans to gain better insight on the latest market trends, preview the latest project and developments from top developers and engage in close-up communication with industry experts.

Why Visit Our Talk

-Preview Upcoming Properties Across Iskandar Malaysia

-Gain Experts Insight through the Talks

-Engage in face to face discussions with real estate agent and investors

-Learn About Fee involved in buying Iskandar Malaysia Properties.

Why Malaysia Properties

-Minimal Foreign Ownership Restrictions

-High ROI Potential on Projects

-High Capital Appreciation Potential (Up to 15%)

-No Capital Gains Tax on Properties Sold After 5 years of purchase.

Details

Extended Session : 18/9 (Wed) , 7.30pm 

Location: Incity Lofts, 700 Beach Road #08-02 S(199598)

Cost : Free

SMS 'Talk’ & Your NAME & Date To (+65) 91259978 (Alvin Tay) for reservation of a Sit. Limited Sit Available.

Developer Hoi Hup Sunway

Hoi Hup Sunway – a consortium comprising Hoi Hup Realty Pte Ltd and Sunway Developments Pte Ltd. The combined strengths and expertise of these two companies have all the attributes of a winning combination, which sparked off the success of not just one, but two collaborations, of Design – Build-Sell-Scheme (DBSS) public housing developments, namely City View @ Boon Keng and The Peak @ Toa Payoh.

Developer Sunway Development Pte Ltd

Sunway Developments Pte Ltd is a wholly subsidiary of Sunway Concrete Products (S) Pte Ltd, a Sunway Group company.

Sunway Group has thrived to become one of Malaysia’s most formidable property-construction groups, with a multitude of established businesses in more than 39 locations worldwide starting from a tin-mining company which was established in 1974.

Sunway Group encompasses 12 business divisions namely Property, Construction, Hospitality, Retail, Leisure, Commercial, Trading & Manufacturing, Building Materials, Quarry, Healthcare, Education and Real Estate Investment Trust (REIT). Sunway REIT is one of Malaysia’s largest REITs with an enviable portfolio of growing assets comprising retail, hotels and offices throughout Malaysia. It was incorporated in December 2010.

Community Builder, Innovator, Enriching Lives remain Sunway Group’s core tenets infiltrating their developments as they build landmarks across the region. The Group’s flagship development which has garnered global recognition is the 800 acre Sunway Resort City, an engineering tour de force, and the first green township in Malaysia that has been certified by Green Building Index. Located a mere 20 minutes from Malaysia’s capital city of Kuala Lumpur, the township stands as an icon for human endeavour, innovation and forwardness, as it was literally resurrected from a tin mining wasteland. With over seven million square feet of world-class facilities, the Sunway Resort City attracts 40 million visitations every year. Sunway Resort City comprises more than 6,900 residential, commercial and light industrial units. It is a highly sought-after place to live, work, learn, play and shop, and stands as the only integrated resort city in Malaysia, epitomising Sunway’s trademark “resort living within a city” concept. It remains today as one of the region’s most preferred tourist destinations. Visionary leadership, perceptive and transparent corporate policies, and synergistic teamwork have shaped the Group into becoming what it is today – a leader in all areas it specialises in. Sunway is the only Malaysian organisation in the Asia Pacific region that was ranked sixth in the Hewitt-Fortune-RBL Top Companies for Leaders 2007 in recognition of its unflinching commitment to human capital management.

Underlying this worthy corporate endeavour is the Group's philosophy of ‘business with a heart’- giving to the community it serves through its award-winning corporate responsibility (CR) initiatives chiefly championed by Education, Healthcare and Sustainable Community. Some of the more highly regarded CR programmes Sunway Group espouses include the formation of Jeffrey Cheah Foundation aimed at bringing high-quality and affordable education to the needy and deserving, Sunway Job Training Programme for special children; Sunway Safe City Initiative, Recycling Programmes and sustainable Socio Economic programmes for the community.

Developer Hoi Hup Realty

Hoi Hup Realty Pte Ltd, established since 1983, is a dynamic property developer who has since completed over 890 quality homes and currently has a pipeline of more than 490 private residential units at different stages of development. Their sell-out projects including The Ford @ Holland, Suites @ Cairnhill and Waterford Residence indicated that their developments were well-received by the market.

They have an eye for details and with years of experience in the industry, their people have gained knowledge of the properties that they developed. This knowledge enables them to increase their effectiveness and to deliver a high level of quality and innovative products to their home buyers.

By achieving high standards of building excellence has made them well-attuned to the changing needs of theirs clients. Thee have also been awarded the Best Buildable Design Award 2007 Merit for De Royale Condominium from Building and Construction Authority. With a disciplined vision and a strong philosophy to develop properties that offer the highest level of style, functionality and innovation within prime and strategic locations, Hoi Hup’s dedication is matched by its commitment to exceptional workmanship and excellent value. Luxurious interiors and imaginative designs are the signature mark of all their developments. At Hoi Hup, they are driven to innovate and set new standards as the niche developer that caters to a wide range of markets today and tomorrow.

Royal Square at Novena

RoyalSquare – Unveiling the most sought after medical suites that’s stand in a renown medical arena – Thomson/Irrawaddy Road

Royal Square at Novena is a new integrated development at Novena. Located just next to Novena MRT, Royal Square will be another iconic building at area together with Velocity, Square 2, and Novena Square. There will be shops, restaurants, medical suites and hotels unit in the development

Royal Square Facts

Location :	Thomson/Irrawaddy Road
Developer :	Hoi Hup Sunway
Tenure :	99 Yrs Leasehold
Site area :	71869.08 sf
T.O.P. :	1st Quarter 2017
Number of Units	Retail Shops (25 units) / F&B Outlets (23 units) – Total: 48 units Level #01 (11 Retail Shops & 16 F&B Outlets) Level #02 (14 Retail Shops & 7 F&B Outlets) Restaurants (3 units) Level #02 (1 Restaurant) Level #06 (2 Restaurant) – With Open Terrace Medical Suites (171 units) Level #07 to #21 Hotel Rooms (250 units) – Not for Sale Level #22 to #33
Related Information:	Part of Health City Novena
Buyer's eligibility :	1st Phase-Doctors 2nd Phase- To Be Announced

A rare development to have retail, F&B, Medical Suites & Hotel

Novena has long been established as the Medical Precinct for the Central Region of Singapore. Its healthcare legacy started more than a century ago with Tan Tock Seng Hospital taking root first in 1909. It provides a full spectrum of medical facilities including the famous National Neuroscience Insitute & the Lee Kong Chian School of Medicine are situated in the dynamic healthcare community here.In addition, a recent announcement by Tan Tock Seng Hospital reveals its ambition to transform the area in a MEGA Health City Novena.

Royal Square Novena being in Health City Novena is a rare development which encompasses retail, F&B, medical Suites & Hotel.   

Novena MRT @ DoorStep

The MRT transport network is so good that what matters today is “no longer about the distance of the property to City” It’s value is now determined by HOW CLOSE you are to the MRT Station! 

It’s Not How Near You are to town. It’s How near you are to MRT.

Good Investment Opportunity Amist all the Cooling Measure

It is the Right Time ! 

Investment in Commercial Properties is not affected by the Government 's recent regulations ( as in Residential Sector). There is no Additional Buyer Stamp Duty as well as loan restrictions. Residential and Industrial Investors as well as Foreign Investors are all looking for investment in commercial sectors.

It makes commercial properties becoming limited in supply. Medical Suites is special kind of commercial properties that even rarer in supply. Retail spaces at medical centre are also highly sought after. So investment in either medical suites and Retail Space will truly be a good investment opportunity.

Own this 99 years leasehold Commerical Property which is next to Novena MRT. Don’t miss out this opportunity.

SMS 'Royal’ & YOUR NAME TO (+65) 91259978 (Alvin Tay) for MORE INFO & TO BECOME OUR VVIP Preview CUSTOMER.

Hotline: (+65) 91259978

Why Royal Square?

• Prestigious development integrated with hotel,medical suites,retail and F&B podium, and restaurants.

• Prime location within Health City Novena.

• Excellent connectivity with Novena MRT station at doorstep, fully sheltered ensuing seamless travel to hotspots like Orchard, City Hall and MBS.

• Great demand driven by increasing medical tourism, number of doctors, ageing population, and growing awareness for medical aesthetics.

• Prominent with high exposure at the junction of Thomson Road / Irrawaddy Road.

• Limited supply of strata medical suites, strata retail spaces and strata F&B spaces for sale.

• High human traffic being part of the main shopping cluster in Novena.

• Rare opportunity to own and/or invest in medical suites, strata retail spaces and strata
• F&B spaces.

• Highly Accessible to the City Centre and rest of the island via major expressways CTE & PIE, and Orchard
• Road.

Location and Accessibility

Easily accessible to the various parts of Singapore via CTE, PIE, future NSE & Changi Airport.

Also quick access to all parts of Singapore, especially downtown area, via MRT network.

With Novena MRT, you can practically access to any part of Singapore easily.

Superb Site

Royal Square Truly completes the puzzle within both the private healthcare cluster and the shopping cluster in Health City Novena!

Unit Mix:

Retail Shops (25 units) / F&B Outlets (23 units) – Total: 48 units

Level #01 (11 Retail Shops & 16 F&B Outlets)

Level #02 (14 Retail Shops & 7 F&B Outlets)

Retail Shops: 226 to 904 sqft

F&B Outlets: 280 to 700 sqft

Restaurants (3 units)

Level #02 (1 Restaurant)

Level #06 (2 Restaurant) – With Open Terrace

Restaurants: 2583 to 4790 sqft

Medical Suites (171 units)

Level #07 to #21 (14 units each levels)

Medical Suites: 420 to 786 sqft

*level 7 / 8 / 9 and 12^th level not for sale

(Day Surgery/Imaging Centre/Laboratory)

Hotel Rooms (250 units) – Not for Sale

Level #22 to #33

Prior to the public launch, you are invited to an exclusive Pre-launch booking session. Register your interest with ALVIN TAY to participate in the pre-launch viewing to secure choice units at the lowest VVIP Preview prices before the official launch date.

               

SMS or call ALVIN TAY (+65)91259978 now to enjoy your VVIP Preview perks & secure your

unit!

Appointed Marketing Agency

We look forward to helping you find your dream unit. Act NOW and contact me!

Contact : Alvin Tay

Mobile : (+65) 91259978 (call or SMS)

Email : alvintaykongwei@gmail.com

Register for VVIP Preview or Viewing Now, or contact me for the floor plans

SMS 'Royal' & YOUR NAME TO (+65) 91259978 (Alvin Tay) for MORE INFO & TO BECOME OUR VVIP Preview CUSTOMER.

Hotline: (+65) 91259978

For Latest Updates of the Development, do check up here .

Disclaimer: The information provided is subject to changes as may be required by the authority or developer and it cannot be used to form art of the offer and/or contract. All information provided have been treated with care and developer and/or marketing agent should not be liable for any inaccuracy.