Saturday, 14 December 2013

Developer Cherish Springs Sdn Bhd


Developer Inspiration Group


About Developer Cherish Springs Sdn Bhd  own by Inspriration Group


Incorporated since April 2000, Inspiration Group is an exclusive boutique developer with the vision to transform inspirations into reality. A fine example of such an inspiration that has come true is the creation of Leadmont Hill, a beautifully designed and well-established residential neighborhood. Since then, Inspiration Group has embarked upon numerous property developments ranging from residential townships to integrated mixed developments as well as luxury designer suites catered to the increasingly affluent demands of the property market. Appropriately armed with over a decade of record-setting experience, Inspiration Group continues to inspire, evolve and elevate the lifestyles of the people to new heights.

Inspiration Group Project Launches

Check up New Launch by Inspiration Group - PJ CentreSTAGE

Friday, 13 December 2013

CentreSTAGE @ Petaling Jaya Section 13, Selangor

CentreSTAGE @ Petaling Jaya Section 13, Selangor

CentreSTAGE Hotel Suites – Integrated mix commercial Development - Petaling Jaya Section 13

Conceptually, PJ centreSTAGE marks a growing trend in the social and work environment by creating and providing multi-functional convenience for business, retail, work, leisure, lifestyle all in one place. Poised at the heart of PJ Section 13, the integrated development of shoplex, designer suite and serviced suites is set to be the most happening place. The potent combination of business and leisure and overall eclectic mix is electrifying and provide the boost to make PJ centreSTAGE the perfect place, perfect choice and one place for all.

Phase One Fully Sold

PJ CentreSTAGE Facts

Location :
Jalan Kemajuan PJ Section 13
Developer :
Tenure :
99 Leasehold expire on 2111
Site area :
159,429 sqft / 3.66 acres / 14,811sqm
T.O.P. :
3rd Quarter 2014
Number of floors
2 Blocks of  11/14 storey Office Suites
1 Block 14 storey  Hotel Suites
5 storey retail shop
Number of units :
Office Suites – 775 Units
Hotel Suites – 352 Units (Available for sale Now)
Retail Shop – 333 Units
1127 units of car park
(2 level of basement car park)
(level 2 to level 5 car park)
(Level 6 car park at Black A & C)
Security:
4-tiered Security
Access card System
CCTV Surveillance
Intercom System
24 Hours Security Guard Monitoring
Lift Lobby
Buyer's eligibility :
All International.Foreigners eligible



Ever Thought of Owning Your hotel Suites?

CentreSTAGE Best Western Hotel Operator

Your Hotel Suite Units will be managed by Best Western which is an internationally acclaimed world’s largest hotel chain. With a well-managed Hotel Operator, rest assured that you will get your room rented out and get the person sleeping in the room to pay for your unit.

Own this Rare Hotel Gem at a low price. Don’t miss out this opportunity.

SMS 'CentreSTAGE' & YOUR NAME TO (+65) 91259978 (Alvin Tay) for MORE INFO & TO BECOME OUR VVIP Preview CUSTOMER.

Hotline: (+65) 91259978


Why invest in Hotel Suites?

A Typical Unit cost around RM390,000. With a Bank Loan of 70%, you will most likely be paying RM117,000. So are you investing RM117,000 onto a hotel suites?

In fact, you are investing at a much lower quantum. During the Preview launch, you will get a Guaranteed rental returns of 21% for three years which amount to RM81,900. So you are only paying a net cash amount of RM35,100 = S$14,000.

 Own a Hotel Suite with S$14,000. Don’t miss out this opportunity.

SMS 'CentreSTAGE' & YOUR NAME TO (+65) 91259978 (Alvin Tay) for MORE INFO & TO BECOME OUR VVIP Preview CUSTOMER.

Hotline: (+65) 91259978

That’s not all, with a 70% loan at an interest of 4.2 % and loan quantum of 20 years, you are paying monthly of RM1683. So can your monthly hotel room cover this ???

Petaling Jaya Room Occupancy and Rate

Best Western is a four star hotel and a four star hotel has a 78.4% occupancy rate in Pertaling Jaya area and the lowest room rate is RM230.

Monthly, you can simply get RM230*31*0.784 = RM5590. And with a sharing profit of 50/50. You are in fact getting RM2795 per month which is more than to cover your mortgage loan of RM1683 and in fact you will have earn a passive income of RM1111. 

Get your Own Passive Income of RM$1111. Don’t miss out this opportunity.

SMS 'CentreSTAGE' & YOUR NAME TO (+65) 91259978 (Alvin Tay) for MORE INFO & TO BECOME OUR VVIP Preview CUSTOMER.

Why PJ CentreStage?

< Located in the most valuable area for investment due to its strategic location next to established Section 14 commercial center.
< Easily accessible and convenient connectivity to KLCC
< Surrounded by universities and established Shopping Complex.
Near Renowned University/Medical Centre - University of Malaya
< Limited 4/5 stars Hotel within the vicinity
< Lifestyle Retail Centre for daily convenience, shopping, F&B dining and entertainment along the breezy promenade
< Sophisticated four-tiered security system for safety and tranquility

Location and Accessibility

CentreSTAGE Google Map


**********Within 15 minutes drives to KLCC*********

CentreSTAGE Location MAP

***********Next to Jaya 33 and Digital Mall************

Centrestage LRT nearby

********Can opt for public transport LRT Asia Jaya which is nearby.**********

Superb Facilities!

CentreStage Facilities

Site Plan:

CentreStage Site Plan

Unit Mix:

CentreStage Unit Layout

Two Different Room Types to choose from...

CentreStage Room Type

Prior to the public launch, you are invited to an exclusive Pre-launch booking session. Register your interest with ALVIN TAY to participate in the pre-launch viewing to secure choice units at the lowest VVIP Preview prices before the official launch date.

Attractive Package beside the Low Price that you are enjoying!!!!

               
SMS or call ALVIN TAY (+65)91259978 now to enjoy your VVIP Preview perks & secure your
unit!

Appointed Marketing Agency

I look forward to helping you find your dream unit. Act NOW and contact me!

Contact : Alvin Tay
Mobile : (+65) 91259978 (call or SMS)
Email : alvintaykongwei@gmail.com


Register for VVIP Preview or Viewing Now, or contact me for the floor plans

SMS 'CentreSTAGE' & YOUR NAME TO (+65) 91259978 (Alvin Tay) for MORE INFO & TO BECOME OUR VVIP Preview CUSTOMER.

Hotline: (+65) 91259978

***************************************************************************
Disclaimer: The information provided UrProperty.sg is subject to changes as may be required by the authority or developer and it cannot be used to form art of the offer and/or contract. All information provided have been treated with care and developer and/or marketing agent should not be liable for any inaccuracy.



Malaysia Property Loan - RHB Bank Malaysia


RHB Bank MY Personal Bank Loan


Variable Rate Package
Year 1
Year 2
Year 3
Thereafter

4.2% p.a. (BLR* - 2.4%)
4.2% p.a. (BLR* - 2.4%)
4.2% p.a. (BLR* - 2.4%)
4.2% p.a. (BLR* - 2.4%)

Margin of Finance
Malaysian(90%) Singaporean(80%) 

Maximum Loan Tenure

Malaysian -  Years/ Age  whichever is earlier
Singaporean -   Years/65 Age whichever is earlier 
Cancellation Fee
3 years Lock in and charges applied upon accepting bank’s letter of offer.

*BLR which is Base Lending Rate is currently at 6.6% p.a. as of 29/10/2013

Check your loan eligibility at No Cost!

To Note:

1)No Third Party Loan allowed. Property Owner must be Borrower.
2) If co-Borrower, the age limit is based on the one who has the stronger income capability.

Document required to apply for loan

For Employee
-Photocopy of IC (Front and Back)
-Photocopy of Passport(If Singaporean)
-Employment Letter
-Latest 3 months pay slips
-Latest 3 months Bank Statements(showing income credited)
- EPF/CPF Stetement
-Latest Borang BE + Tax Receipt/Notice of Assessment(Singaporean/PR)
-Credit Bureau Report (Singaporean/PR)
-S&P Agreement/Booking Receipts
-Others Supporting Financial Document;(eg:ASB/Fixed Deposit/Unit Trust/Stocks investment/Saving, etc.)

For Self Employed
-Photocopy of IC (Front and Back)
-Photocopy of Passport(If Singaporean)
-Business Registration/Bizfile
-Latest Borang BE + Tax Receipt/Notice of Assessment(Singaporean/PR)
-Latest 6 months company's bank statement/Latest 6 months personal's bank Statement
-Credit Bureau Report (Singaporean/PR)
- EPF/CPF Stetement
-S&P Agreement/Booking Receipts
-Others Supporting Financial Document;(eg:ASB/Fixed Deposit/Unit Trust/Stocks investment/Saving, etc.)


SMS 'RHBMYBank’ & YOUR NAME TO (+65) 91259978 to get in touch with a Banker-Pheuron from RHB Bank Malaysia.


**Check up Overseas New development opportunity is available Now.***

Thursday, 12 December 2013

Malaysia Property Loan - Hong Leong Bank Malaysia

Malaysia Bank Financing Hong Leong Bank

Hong Leong MY Personal Bank Loan


Variable Rate Package
Year 1
Year 2
Year 3
Thereafter

4.2% p.a. (BLR* - 2.4%)
4.2% p.a. (BLR* - 2.4%)
4.2% p.a. (BLR* - 2.4%)
4.2% p.a. (BLR* - 2.4%)

Margin of Finance
Malaysian() 1st & 2nd Home, Singaporean()  1st & 2nd Home

Maximum Loan Tenure

Malaysian -  Years/ Age  whichever is earlier
Singaporean -  20 Years/65 Age whichever is earlier (Age can be base on lower income earner)
Cancellation Fee
3 years Lock in and charges applied upon accepting bank’s letter of offer.

*BLR which is Base Lending Rate is currently at 6.6% p.a. as of 29/10/2013

Check your loan eligibility at No Cost!

Document required to apply for loan

For Employee
-Photocopy of IC (Front and Back)
-Photocopy of Passport(If Singaporean)
-Employment Letter
-Latest 3 months pay slips
-Latest 3 months Bank Statements(showing income credited)
- EPF/CPF Stetement
-Latest Borang BE + Tax Receipt/Notice of Assessment(Singaporean/PR)
-Credit Bureau Report (Singaporean/PR)
-S&P Agreement/Booking Receipts
-Others Supporting Financial Document;(eg:ASB/Fixed Deposit/Unit Trust/Stocks investment/Saving, etc.)

For Self Employed
-Photocopy of IC (Front and Back)
-Photocopy of Passport(If Singaporean)
-Business Registration/Bizfile
-Latest Borang BE + Tax Receipt/Notice of Assessment(Singaporean/PR)
-Latest 6 months company's bank statement/Latest 6 months personal's bank Statement
-Credit Bureau Report (Singaporean/PR)
- EPF/CPF Stetement
-S&P Agreement/Booking Receipts
-Others Supporting Financial Document;(eg:ASB/Fixed Deposit/Unit Trust/Stocks investment/Saving, etc.)


SMS 'HLMYBank’ & YOUR NAME TO (+65) 91259978 to get in touch with a Banker-Faye from HL Bank Malaysia.


**Check up Overseas New development opportunity is available Now.***

Wednesday, 11 December 2013

Australia income tax rates for non-residents (Singaporean/Foreigner)

Australia Taxation Office

2012/13/14 income tax rates for non-residents (Singaporean/Foreigner)

Taxable income band Australia National income tax rates

A$0 - A$80,000  = 32.5%
A$80,001 – A$180,000 = A$26,000 + 37% for each A$1 over A$80,000
180,001 and over =  A$63,000 + 45% for each A$1 over A$180,000

Non-residents are not liable for the Medicare Levy.

2012/13/14 income tax rates for Residents (Australian)

Taxable income band Australia National income tax rates

A$0 – A$18,200 = Nil
A$18,200 – A$37,000 = 19% for each A$1 over A$18,200
A$37,001 –A$ 80,000 = A$3,572 + 32.5% for each A$1 over A$37,000
A$80,001 – A$180,000 = A$17,547 + 37% for each A$1 over A$80,000
A$180,001 and over = A$54,547 + 45% for each A$1 over A$180,000

The A$18,200 tax-free threshold is reduced if the taxpayer spends fewer than 12 months in Australia in
the year of arrival or departure. Resident taxpayers may be liable for the 1.5% Medicare Levy in addition
to income tax at the above rates.


Information provided by UrpropertySg and can be found at Australia Taxation office

Looking for some investment properties in Australia? Read up more at Australia New Launch 

Tuesday, 10 December 2013

Singapore Refining the Executive Condominium Housing Scheme 09 December 2013

Singapore Refining the Executive Condominium Housing Scheme 09 December 2013

The Government will execute three measures for Executive Condominium (EC) developments to bring the terms for ECs closer to that for public housing, and assist support a steady and lasting EC market. This complies with a review by MND on the EC Housing Scheme, thinking about feedback from the Our Singapore Conversation on Housing.

A. Reduce EC Cancellation Fees

1. First, Government will reduce the cancellation charges for ECs from 20 % to 5 % of the purchase price. This will certainly ease the monetary trouble of customers who need to cancel their EC bookings after signing the Sale & Purchase Agreement. The new cancellation cost will certainly be put on EC land sales which are released on or after 9 Dec 2013, consisting of those where the tenders have not closed.

2. The cancellation cost for ECs is presently set at 20 % of the purchase price, just like those for private real estate. Nonetheless, unlike purchasers of private housing, buyers of EC units could not sub-sell their units if they could not complete their purchase, and have to pay the cancellation cost. This has specifically enforced considerable monetary problem on young couples that consequently are not able to proceed with their marital relationship and thus the EC purchase.

3 Government will therefore match the cancellation cost for EC units with that for HDB Build-to-Order (BTO) flats, and reduce them from 20% to 5% of the purchase price.

B. Resale Levy for Second-Timer Applicants

1 Secondly, Government will certainly now require second-timer applicants that get EC units directly from property developers to pay a resale levy, like second-timer applicants that purchase BTO flats. The new requirement will be applied to EC land sales which are launched on or after 9 Dec 2013, including those where the tenders have not closed.

2 Currently, second-timer applicants who buy EC units directly from property developers gain from the lower EC prices which came from the initial eligibility and ownership restrictions imposed on EC purchases. However, they do not need to pay a resale levy. The payment of Resale Levy for second timer applicant to EC is an alignment of treatment with second-timer applicants who buy BTO flats and thus will ensure greater parity.

C. Revision of Mortgage Loan Terms

1 Thirdly, the Monetary Authority of Singapore (MAS) will cap the Mortgage Servicing Ratio (MSR) for housing loans granted by banks for EC units bought directly from property developers at 30% of a borrower’s gross monthly income. This is in alignment with the earlier measures introduced by the HDB and MAS to encourage financial prudence among buyers of public housing. It discourages EC buyers from over-stretching their finances and supports an affordable and sustainable EC market.

2 The 30% MSR cap will apply to EC purchases where the Option to Purchase is granted on or after 10 Dec 2013.

Enquiries
For further enquiries on any of the above measures, the public can contact the HDB Sales Customer Service Line: 1800-866-3066.


*With the tight cooling measure, invest your $$$ oversea in Iskandar Malaysia New Launch Development*

Monday, 9 December 2013

Malaysia Property Loan - UOB Bank Malaysia


UOB MY Personal Bank Loan


Variable Rate Package
Year 1
Year 2
Year 3
Thereafter

4.2% p.a. (BLR* - 2.4%)
4.2% p.a. (BLR* - 2.4%)
4.2% p.a. (BLR* - 2.4%)
4.2% p.a. (BLR* - 2.4%)

Margin of Finance
Malaysian(80%) 1st & 2nd Home, Singaporean(70%)  1st & 2nd Home

Maximum Loan Tenure

Malaysian -  Years/ Age  whichever is earlier
Singaporean -  Years/Age whichever is earlier

Cancellation Fee
3 years Lock in and charges applied upon accepting bank’s letter of offer.


*BLR which is Base Lending Rate is currently at 6.6% p.a. as of 29/10/2013

Check your loan eligibility at No Cost!

Note:
A) For Progressive Payment Project , during construction period client can choose to
1) Service interest during under construction period OR
2) Start Installment on First Release

B) Client can apply 3rd party loan package whereby bank loan applicant differ from the property owner**
** must have direct relationship interest eg. Spouse, Children, Parent, Parent-In-Law, Sibling, Sibling Spouse, Fiancee

Document required to apply for loan

For Employee
-Photocopy of IC (Front and Back)
-Photocopy of Passport(If Singaporean)
-Employment Letter
-Latest 3 months pay slips
-Latest 3 months Bank Statements(showing income credited)
- EPF/CPF Stetement
-Latest Borang BE + Tax Receipt/Notice of Assessment(Singaporean/PR)
-Credit Bureau Report (Singaporean/PR)
-S&P Agreement/Booking Receipts
-Others Supporting Financial Document;(eg:ASB/Fixed Deposit/Unit Trust/Stocks investment/Saving, etc.)

For Self Employed
-Photocopy of IC (Front and Back)
-Photocopy of Passport(If Singaporean)
-Business Registration/Bizfile
-Latest Borang BE + Tax Receipt/Notice of Assessment(Singaporean/PR)
-Latest 6 months company's bank statement/Latest 6 months personal's bank Statement
-Credit Bureau Report (Singaporean/PR)
- EPF/CPF Stetement
-S&P Agreement/Booking Receipts
-Others Supporting Financial Document;(eg:ASB/Fixed Deposit/Unit Trust/Stocks investment/Saving, etc.)


SMS 'UOBMYBank’ & YOUR NAME TO (+65) 91259978 to get in touch with a Banker-Bernice from UOB Bank Malaysia.


**Check up Overseas New development opportunity is available Now.***