Monday, 9 December 2013

Malaysia Property Loan - UOB Bank Malaysia


UOB MY Personal Bank Loan


Variable Rate Package
Year 1
Year 2
Year 3
Thereafter

4.2% p.a. (BLR* - 2.4%)
4.2% p.a. (BLR* - 2.4%)
4.2% p.a. (BLR* - 2.4%)
4.2% p.a. (BLR* - 2.4%)

Margin of Finance
Malaysian(80%) 1st & 2nd Home, Singaporean(70%)  1st & 2nd Home

Maximum Loan Tenure

Malaysian -  Years/ Age  whichever is earlier
Singaporean -  Years/Age whichever is earlier

Cancellation Fee
3 years Lock in and charges applied upon accepting bank’s letter of offer.


*BLR which is Base Lending Rate is currently at 6.6% p.a. as of 29/10/2013

Check your loan eligibility at No Cost!

Note:
A) For Progressive Payment Project , during construction period client can choose to
1) Service interest during under construction period OR
2) Start Installment on First Release

B) Client can apply 3rd party loan package whereby bank loan applicant differ from the property owner**
** must have direct relationship interest eg. Spouse, Children, Parent, Parent-In-Law, Sibling, Sibling Spouse, Fiancee

Document required to apply for loan

For Employee
-Photocopy of IC (Front and Back)
-Photocopy of Passport(If Singaporean)
-Employment Letter
-Latest 3 months pay slips
-Latest 3 months Bank Statements(showing income credited)
- EPF/CPF Stetement
-Latest Borang BE + Tax Receipt/Notice of Assessment(Singaporean/PR)
-Credit Bureau Report (Singaporean/PR)
-S&P Agreement/Booking Receipts
-Others Supporting Financial Document;(eg:ASB/Fixed Deposit/Unit Trust/Stocks investment/Saving, etc.)

For Self Employed
-Photocopy of IC (Front and Back)
-Photocopy of Passport(If Singaporean)
-Business Registration/Bizfile
-Latest Borang BE + Tax Receipt/Notice of Assessment(Singaporean/PR)
-Latest 6 months company's bank statement/Latest 6 months personal's bank Statement
-Credit Bureau Report (Singaporean/PR)
- EPF/CPF Stetement
-S&P Agreement/Booking Receipts
-Others Supporting Financial Document;(eg:ASB/Fixed Deposit/Unit Trust/Stocks investment/Saving, etc.)


SMS 'UOBMYBank’ & YOUR NAME TO (+65) 91259978 to get in touch with a Banker-Bernice from UOB Bank Malaysia.


**Check up Overseas New development opportunity is available Now.***